精明女人理财应做的事 Smart Women should be done 08/17/2011
精明女人理财应做的事 Smart Women should be done 储蓄︰ - 从现在开始每月至少储蓄濂收入的10%,而且愈多愈好。 - 跟丈夫一起商量投资计划,让两人都对家庭的投资有所了解。 - 系统地学习投资知识,有必要阅读有关杂志,及书籍。 成就人生大计︰ 为买楼、结婚、生育、创业、教育、退休等大计做好准备,然后再定出距离的时期,再计算每月的具体储蓄金额。 后备现金︰ 预留3-6个月的收益,一部分做急用现金,另一部分投资货币市场或储蓄。 保险︰ 多了解不同的保险产品,按自己的需要而设定适合的保险计划。 投资︰ 不要过分相信你自己的投资能力,最好是多了解,慎选报酬稳健的长期投资方式。宁愿走长线,杜绝投机性质的投资行为,要有规律、有系统地投资。 Smart Women should be done Savings ︰ - Save at least a month from now 10% of total revenue, and the more the better. - To discuss investment plans with her husband, so that both understand the family's investment. - Systematic study of investment knowledge, it is necessary to read the magazines and books. Success in life plans ︰ To buy property, marriage, birth, business, education, retirement and other plans prepared, and then set the distance of time, and then calculate the specific monthly savings amount. Reserve cash ︰ Set aside 3-6 months of income, part of the cash to do urgently, another part of the investment in money market or savings. Insurance ︰ Learn more about different insurance products, according to their needs and set appropriate insurance plan. Investment ︰ Do not trust your own ability to invest, it is best to know more about to choose the reward sound long-term investment. Would rather take the long-term, to prevent speculative investment behavior, there must be regular, systematic investments. CommentsLeave a Reply |
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